Toggle first-time buyer status above to see applicable rebates.
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Select your province, enter the property price, and toggle the first-time buyer status to see provincial and municipal land transfer taxes, applicable rebates, and a full bracket-by-bracket breakdown. Everything updates instantly with no page reload.
Land transfer tax (LTT) is a one-time tax paid when you purchase property, calculated as a percentage of the purchase price. Rates vary by province — Ontario and BC use tiered brackets, while Alberta and Saskatchewan charge only nominal registration fees.
For a $500,000 home in Ontario, the land transfer tax is $6,475. This is calculated using tiered rates: 0.5% on the first $55,000, 1.0% on $55,000–$250,000, 1.5% on $250,000–$400,000, and 2.0% on $400,000–$500,000.
Yes. Toronto charges a Municipal Land Transfer Tax (MLTT) on top of Ontario's provincial LTT, effectively doubling the total. For first-time buyers, Toronto offers a rebate of up to $4,475, and Ontario offers up to $4,000 — a combined $8,475 savings.
Alberta and Saskatchewan do not charge land transfer tax. Instead, they charge nominal land title registration and mortgage registration fees. For a typical home purchase in Alberta, these fees total under $1,000.
This Land Transfer Tax Calculator helps Canadian home buyers instantly calculate the land transfer tax (LTT) for any province or territory in Canada. Choose your province, enter the purchase price, and see a bracket-by-bracket breakdown of provincial LTT. If you're buying in Toronto, toggle the municipal LTT option to factor in Toronto's Municipal Land Transfer Tax (MLTT). First-time home buyers can check eligibility for rebates — Ontario offers up to $4,000, BC up to $8,000, and Toronto MLTT up to $4,475.
Land transfer tax (LTT) is a one-time tax paid when you purchase property, calculated as a percentage of the purchase price. Rates vary by province — Ontario and BC use tiered brackets, while Alberta and Saskatchewan charge only nominal registration fees.
For a $500,000 home in Ontario, the land transfer tax is $6,475. This is calculated using tiered rates: 0.5% on the first $55,000, 1.0% on $55,000–$250,000, 1.5% on $250,000–$400,000, and 2.0% on $400,000–$500,000.
Yes. Toronto charges a Municipal Land Transfer Tax (MLTT) on top of Ontario's provincial LTT, effectively doubling the total. For first-time buyers, Toronto offers a rebate of up to $4,475, and Ontario offers up to $4,000 — a combined $8,475 savings.
Alberta and Saskatchewan do not charge land transfer tax. Instead, they charge nominal land title registration and mortgage registration fees. For a typical home purchase in Alberta, these fees total under $1,000.