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Crypto Profit Calculator

Compute your crypto profit, ROI, breakeven, after-fee returns, and 2026 US tax — with DCA mode for multiple buys.

📝 Your Trade

≥ 366 days in the US = long-term capital gains (lower tax).

📌 5 Crypto Profit Tips

How Crypto Profit Is Calculated

Crypto profit is the difference between what you received when you sold and what you originally paid (your cost basis). The basic formula is:

Profit = (Sell Price × Amount) − (Buy Price × Amount) − Buy Fees − Sell Fees

For DCA (Dollar-Cost Averaging), you have multiple buy orders at different prices. Your average entry price is the volume-weighted average:

Avg Entry = (Σ Price × Amount) / Σ Amount

The breakeven price is what the coin needs to be at when you sell for you to net zero (not lose, not profit):

Breakeven = (Total Cost + Total Buy Fees) / (Total Amount × (1 − Sell Fee % / 100))

US 2026 Crypto Tax Brackets

Crypto is taxed as property by the IRS. The tax rate depends on how long you held the coin:

⏱ Short-term (≤ 1 year)

Taxed as ordinary income at your marginal rate.

  • 10% — $0 to $11,925
  • 12% — $11,925 to $48,475
  • 22% — $48,475 to $103,350
  • 24% — $103,350 to $197,300
  • 32% — $197,300 to $250,525
  • 35% — $250,525 to $626,350
  • 37% — above $626,350

📅 Long-term (> 1 year)

Preferential rates — much lower for most holders.

  • 0% — income up to $47,150 (single)
  • 15% — income $47,150 to $518,900
  • 20% — income above $518,900
  • + 3.8% NIIT for high earners (MAGI > $200K single / $250K joint)

This is a US-only guide. Canada, UK, EU, and Australia have different rules — see the related Canadian capital gains calculator for the Canada case. The numbers above are 2026 federal rates; state income tax may also apply in the US.

Frequently Asked Questions

How do I calculate crypto profit with multiple buys?

Use the DCA (Dollar-Cost Averaging) mode. Enter each buy as a separate row with its price and the amount of coins you bought. The calculator sums up your total cost basis (including all buy fees) and divides by the total amount to get your volume-weighted average entry price. Then it computes profit against your sell price. This matches how the IRS treats cost basis for crypto (FIFO or specific identification, depending on your accounting method).

What if I bought the same coin on multiple exchanges?

Add them all as DCA rows. The price you paid is the actual executed price on that exchange (including any spread), the amount is the total you received in your wallet, and the fees are the fees that exchange charged for that specific buy. The calculator doesn't care which exchange — it just sums up cost basis and amounts.

Does this calculator handle staking rewards, airdrops, or mining income?

No — this calculator only handles bought coins. Staking rewards, airdrops, and mining income are income events in the US (taxed at ordinary income rates at the moment you receive them, at the coin's USD value at that time). Once you've received them, you can use this calculator to track their cost basis and any future profit when you sell. For a comprehensive treatment, you'll want a dedicated crypto tax software (CoinTracker, Koinly, TokenTax).

Is this tool private? Do you store my data?

Yes, 100% private. All calculations happen in your browser using JavaScript — your buy prices, amounts, and trade history are never sent to any server. We use Google Analytics to count page views (anonymously) but it doesn't see the numbers you enter. Close the tab and your inputs are gone.

What about wash-sale rules?

As of 2026, the IRS has not formally applied the 30-day wash-sale rule (which exists for stocks) to crypto. This means you can sell crypto at a loss and immediately rebuy it to harvest the tax loss without triggering a wash-sale disallowance. There have been legislative proposals to close this loophole starting in 2026 or 2027, but as of now, crypto tax-loss harvesting remains a valid strategy. Always confirm with a tax professional.

Disclaimer: This calculator provides estimates for educational purposes only. It is not tax, legal, or financial advice. Crypto prices are volatile and past performance does not guarantee future results. Tax laws change frequently — consult a qualified tax professional for your specific situation. Calculations assume a US tax context with 2026 federal brackets; state taxes are not included.

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