Purchasing power · CPI growth · Future costs
Future Value
Purchasing Power Lost
Equivalent In Past
| Year | Value | Change vs Today |
|---|
Estimate only. Uses a single constant inflation rate for projection, not actual historical CPI data.
Enter an amount, a starting year, and an annual inflation rate. This calculator shows the equivalent future value and how much purchasing power your money loses over time.
The Bank of Canada targets 2% per year for stable prices. Long-term planning often uses 2–2.5%. Recent years saw higher inflation, but the long-run target is the safer assumption.
CPI measures actual price changes for a standard basket of goods and services. This calculator applies a single annual rate you choose — useful for projections, not a perfect historical replica.
If your savings earn 3% interest but inflation is 4%, your real return is negative. Over decades, even 2% inflation can significantly reduce purchasing power.
Yes. Enter a negative number of years or a past starting year and the calculator will estimate what a present amount was worth in the past.