Enter your annual insurable earnings, select your benefit type and province to see your estimated EI weekly benefit, monthly equivalent, and annual premium costs for 2026. The calculator uses the official 55% rate, $729 weekly maximum, and $68,900 MIE ceiling.
The EI Benefits Calculator Canada 2026 helps Canadian workers estimate their Employment Insurance (EI) weekly benefit and annual premium costs. Based on your insurable earnings, benefit type, and province, the calculator applies the official 55% rate, the $729 weekly maximum, and the $68,900 maximum insurable earnings (MIE) ceiling for 2026. Results update instantly with no server upload.
Your weekly EI benefit is 55% of your average insurable weekly earnings, up to a maximum of $729 per week. Average weekly earnings are calculated using your best 14–22 weeks of insurable income (depending on your regional unemployment rate), divided by that number of weeks. The 2026 maximum insurable earnings (MIE) is $68,900.
The maximum weekly EI benefit for 2026 is $729 for regular, maternity, parental (standard), sickness, and compassionate care benefits. The extended parental benefit pays 33% up to $437 per week. These caps apply to all provinces including Quebec.
For 2026, employees outside Quebec pay $1.63 per $100 of insurable earnings (max annual premium $1,123.07). Quebec residents pay $1.30 per $100 due to QPIP. Employers pay 1.4 times the employee rate — $2.28 per $100 outside Quebec, up to $1,572.30 per employee annually.
Regular EI benefits pay for 14 to 45 weeks depending on your regional unemployment rate and insurable hours. Sickness benefits: up to 26 weeks. Maternity: up to 15 weeks. Standard parental: up to 40 weeks (shared). Extended parental: up to 69 weeks (shared) at 33%. A 1-week unpaid waiting period applies.