Enter your adjusted family net income, number of children, and their ages to see your estimated CCB for 2025-26 or 2026-27. The calculator uses official CRA phase-out thresholds and indexed rates.
The Canada Child Benefit (CCB) Calculator 2026 helps Canadian families estimate their monthly and annual Canada Child Benefit (CCB) payments. Based on your adjusted family net income (AFNI), number of children, and their ages, the calculator applies the official CRA phase-out rules for the selected benefit year (2025-26 or 2026-27). Results update instantly with no server upload.
The CCB is a tax-free monthly payment from the CRA to eligible families raising children under 18. The amount depends on your adjusted family net income (AFNI), the number of children, and their ages. For 2026-27, the maximum is $8,157/year per child under 6 and $6,883/year per child aged 6-17.
The CCB starts at the maximum amount and is reduced in two tiers. If your AFNI is below $38,237, you get the full amount. Between $38,237 and $82,847, the benefit is reduced by a percentage based on your number of children (7% for 1 child, 13.5% for 2, 19% for 3, 23% for 4+). Above $82,847, a fixed reduction plus a second percentage applies.
New CCB rates take effect every July 1. The 2026-27 rates (July 2026 to June 2027) use your 2025 tax return and include a 2.0% indexation increase. The 2025-26 rates (July 2025 to June 2026) use your 2024 tax return. This calculator supports both benefit years.
No — the CCB is tax-free and does not need to be reported as income on your tax return. However, the CRA uses your tax return to calculate your benefit each year. File on time to avoid payment interruptions. The CCB is also not counted as income for most other federal benefits.