Mileage Reimbursement Calculator 2026
Calculate your 2026 IRS standard mileage deduction. Business: 72.5¢/mi (Jan–Jun) and 76¢/mi (Jul–Dec). Medical/moving: 23.5¢/mi. Charitable: 14¢/mi. Free, no sign-up required.
Business rate: 72.5¢/mi (Jan–Jun 2026), 76¢/mi (Jul–Dec 2026).
Miles driven between January 1 and June 30, 2026 at 72.5¢/mi.
Miles driven between July 1 and December 31, 2026 at 76¢/mi.
If your employer reimburses at a different rate than the IRS standard, enter it to see if you have an unreimbursed difference.
💵 Total Mileage Deduction
—
Total Miles
—
Effective Rate
—
Breakdown by Period
Employer Reimbursement Comparison
💡 What this means
—
📚 Track every mile, maximize every deduction
📚 See top-rated mileage trackers & logbooks on Amazon →📝 How to use this mileage calculator
- Select your driving purpose — Business, Medical, Moving (military), or Charitable. Each has a different IRS rate.
- Enter miles for Jan–Jun 2026 — the first half of the year at 72.5¢/mi (business) or the flat rate for other purposes.
- Enter miles for Jul–Dec 2026 — the second half at 76¢/mi (business, after the mid-year IRS increase).
- Optional: enter your employer's rate — if your employer reimburses at a lower rate, see how much you can still deduct.
- Click Calculate — get your total deduction, per-period breakdown, and effective rate.
📌 5 tips for maximizing your mileage deduction
- ✓ Track every mile with a log. The IRS requires a mileage log with date, destination, business purpose, and miles. Apps like MileIQ, Everlance, or Stride make automatic tracking effortless. No log = no deduction if audited.
- ✓ Split miles across the mid-year rate change. The IRS raised the business rate from 72.5¢ to 76¢ effective July 1, 2026. Miles driven June 30 use the old rate; miles on July 1 use the new rate. Track the date of each trip to capture the higher second-half rate.
- ✓ Know which trips qualify. Business miles include client meetings, supply runs, and driving between job sites — but NOT your daily commute. Charitable miles must be for a qualified 501(c)(3) organization. Medical miles include trips to doctors, pharmacies, and therapy.
- ✓ Compare standard vs. actual expenses. The standard mileage rate is simpler, but if you drive a lot or have a costly vehicle, actual expenses (gas + depreciation + maintenance + insurance) may yield a larger deduction. Calculate both and pick the higher one.
- ✓ Don't forget the unreimbursed difference. If your employer pays 65¢/mi but the IRS rate is 76¢/mi, you can deduct the 11¢/mi difference as an unreimbursed employee expense (for self-employed, deduct the full 76¢). This calculator shows that gap.
Disclaimer: This calculator provides estimates for educational purposes only. It uses 2026 IRS standard mileage rates: 72.5¢/mi (business, Jan–Jun), 76¢/mi (business, Jul–Dec), 23.5¢/mi (medical/military moving), and 14¢/mi (charitable). Actual eligibility and deduction amounts depend on many factors including vehicle use history, record-keeping, and tax situation. This tool is not tax advice. Consult a tax professional or the IRS for guidance tailored to your situation.
Related Tools
Mileage is just one part of your self-employment or business tax picture. These calculators cover the rest — from quarterly taxes to payroll and deductions.
- Estimated Tax Calculator — calculate quarterly self-employment tax payments, including your mileage deduction, to avoid underpayment penalties.
- Self-Employment Tax Calculator — calculate your full SE tax burden including Medicare and Social Security, with mileage deductions factored in.
- Freelancer Hourly Rate Calculator — set your hourly rate accounting for taxes, overhead, and business mileage to charge what you're worth.
- Side Hustle Tax Calculator — estimate taxes on gig income, including mileage deductions for rideshare and delivery driving.
- Cost of Commute Calculator — compare the true cost of driving vs. transit, rideshare, or remote work, including mileage and parking.
- Overtime Calculator — calculate overtime pay and see how commuting costs and mileage factor into your true hourly earnings.
- Fuel Cost Calculator — estimate fuel costs for any trip with US MPG or Metric L/100km units, complementing your mileage deduction.