Estimate how much you'll walk away with after selling your home
Total commission (both listing + buyer's agent)
Transfer taxes, attorney, title, escrow fees
Prorated property taxes paid at closing
Gross Sale Price
Net Proceeds (you keep)
| Item | Amount |
|---|---|
| Total Deductions |
Enter your expected sale price, remaining mortgage balance, agent commission percentage, and any other closing costs. The calculator shows your net proceeds — the cash you walk away with after the sale closes.
Every dollar of commission, closing costs, and pre-sale repairs eats into your take-home. Knowing your net proceeds upfront helps you decide whether selling now makes sense, whether to negotiate commissions, and how to price your listing.
Total commissions typically run 4-6% of the sale price, split between the listing agent (~2-3%) and the buyer's agent (~2-3%). In Canada, commission is usually 3-5% total.
Real estate commissions, attorney or escrow fees, transfer taxes, title insurance (in some regions), outstanding property taxes, HOA fees, and any agreed-upon repairs or credits.
Yes — your mortgage is paid off at closing from the sale proceeds. The payoff amount is usually slightly higher than your statement balance because of accrued interest.
In Canada, your principal residence is generally exempt from capital gains tax. In the US, you can exclude up to $250,000 of gain ($500,000 if married) if you've lived in the home 2 of the last 5 years.
Explore these tools to plan every side of your home and finances:
Plan the tax implications, your next purchase, and your moving costs:
The Toolzie Home Sale Proceeds Calculator helps home sellers estimate the cash they'll walk away with after closing. Enter your sale price, outstanding mortgage, agent commission, closing costs, repairs, and property taxes to see your net proceeds instantly — plus a line-by-line cost breakdown.
Total commissions typically run 4-6% of the sale price, split between the listing agent (~2-3%) and the buyer's agent (~2-3%). In Canada, commission is usually 3-5% total.
Real estate commissions, attorney or escrow fees, transfer taxes, title insurance (in some regions), outstanding property taxes, and any agreed-upon repairs or credits to the buyer.
Yes — your mortgage is paid off at closing from the sale proceeds. The payoff amount is usually slightly higher than your statement balance because of accrued interest.
In Canada, your principal residence is generally exempt from capital gains tax. In the US, you can exclude up to $250,000 of gain ($500,000 if married) if you've lived in the home 2 of the last 5 years.
Small repairs and fresh paint often return 2-3x their cost in a higher sale price. Major renovations rarely return 100% at sale. Track pre-sale improvement costs separately from closing costs.
Estimates only. Not financial, tax, or legal advice. Full disclaimer · Terms