🎓 Education
College ROI Calculator
Is college worth it? Calculate the lifetime return on your degree.
💰 College Costs
🎓 Your College ROI
Total Cost
Lifetime Gain
Payback Period
ROI
📈 Earnings Trajectory (10 years post-grad)
💡 Field-Specific Insights
📌 5 College ROI Tips
- ✓ Choose ROI-positive majors — petroleum engineering ($800K lifetime ROI) vs fine arts ($-50K). Major matters more than school for most fields.
- ✓ In-state public is usually best — average 4-year ROI for in-state public: $600K. Out-of-state private: $200K. Same degree, vastly different cost.
- ✓ Graduate debt-to-income ratio matters — keep total student debt below your first-year salary. If you'll owe $80K earning $50K, choose a cheaper school.
- ✓ Skip AP/dual enrollment if expensive — community college for gen-ed + transfer to 4-year saves $20-50K. Same degree, half the cost.
- ✓ Consider skilled trades — electricians, plumbers, HVAC techs earn $60-100K+ without degrees. Often better ROI than expensive private liberal arts.
Disclaimer: This calculator provides estimates for educational purposes only. Actual outcomes depend on your major, school, financial aid, internships, networking, and the job market. Lifetime earnings are projections based on current averages. Not financial or career advice — consult professionals for personalized guidance.