Charity Donation Tax Credit Calculator Canada

The federal credit is 15% on the first $200 of eligible donations and 29% on the remainder (or 33% if your net income is in the top federal bracket above $253,414). Each province adds its own donation credit on top — for example, Ontario adds 5.05% / 11.16%, BC adds 5.06% / 16.8%, Alberta adds 10% / 21%, and Quebec adds 20% / 25.75%.

You can claim eligible donations of up to 75% of your net income in the year of the gift. Any unused amounts can be carried forward for up to 5 years. Gifts of cultural property, ecological gifts, and certain shares may qualify for additional credits and different limits.

No — the first $200 is actually taxed at a LOWER federal rate (15%). Donations above $200 qualify for the higher 29% federal rate (or 33% in the top bracket). So a $500 donation is split: $200 × 15% = $30 federal + $300 × 29% = $87 federal = $117 total federal credit, plus the provincial credit on each tier.

Donations to registered Canadian charities, registered Canadian amateur athletic associations, registered journalism organizations, registered housing corporations, low-cost housing corporations, the United Nations, or governments of Canada or a province qualify. You must have an official donation receipt with the charity's registration number to claim the credit.