Florida Income Tax Calculator
Calculate your Florida (FL) state income tax for 2026. Get an instant estimate based on official FL tax brackets.
Your Florida Tax Estimate
Florida Tax Brackets for 2026
Florida has NO state income tax. Residents pay only federal income tax. This is one of nine US states with no state income tax.
Tax brackets are estimates for 2026. Actual brackets may vary slightly due to inflation adjustments. Check the official Florida Department of Revenue for the most current rates.
How Florida Income Tax Works
Florida is one of nine US states with no state income tax. Residents only pay federal income tax (to the IRS) and FICA (Social Security + Medicare). Florida makes up for the lack of state income tax through higher sales tax, property tax, or revenue from natural resources (especially in Florida's case).
When you earn income in Florida, your employer withholds both federal income tax (sent to the IRS) and FL state tax (sent to the Florida Department of Revenue). At tax time, you file two separate returns: one federal (Form 1040) and one FL state return.
Since Florida has no state income tax, you only file a federal return (Form 1040). You don't need to file a Florida state return. Some Florida cities may have local income taxes — check with your city or county for details.
Example: Florida Tax on $75,000
A single Florida resident earning $75,000 in 2026 would pay approximately:
- Federal tax: ~$10,500 (24% marginal bracket, after deductions)
- FL state tax: $0 (calculated using the brackets above)
- FICA (Social Security + Medicare): $5,738 (7.65% on first $168,600)
- Total annual tax burden: ~$16,200
- Effective tax rate: 21.6% (federal only)
Use the calculator above to get your personalized estimate. Adjust the income to see how raises, bonuses, or side income affect your FL tax.
Frequently Asked Questions
What is the Florida state income tax rate for 2026?
Florida has NO state income tax. The top marginal rate is 0%.
Does Florida have a state income tax?
No, Florida does NOT have a state income tax. It is one of nine US states with zero state income tax (the others are Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming).
How do I file Florida state taxes?
You file Florida state taxes separately from your federal return. Most residents use state tax software, an accountant, or file directly with the Florida Department of Revenue. The state return is due April 15 (or April 30 for some states) — same as federal.
What deductions does Florida allow?
Florida allows the standard deduction (set by the state, not always the same as federal). Most states also allow itemized deductions, retirement income exclusions, and no state-specific deductions are needed since Florida has no state income tax.
Is Florida tax-friendly for retirees?
Yes, Florida is one of the most tax-friendly states for retirees. There is no state income tax on any income source, including retirement benefits, Social Security, pensions, and 401(k)/IRA withdrawals. Property and sales taxes are the main tax considerations.